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An offer for your dream

Don’t underestimate how great it feels to own your own home. Many of us aspire to make our...

An offer for your dream

Don’t underestimate how great it feels to own your own home. Many of us aspire to make our dreams of owning our own house or apartment come true.

The final part of the equation is finding the money... and that's where we come in. We can compile a tailor-made mortgage quotation for you so you can fulfil your wishes as quickly and easily as possible.

To rent or to build?

It’s no easy decision, and one that will have a lasting impact on your entire life. There are many reasons why...

To rent or to build?

It’s no easy decision, and one that will have a lasting impact on your entire life. There are many reasons why buying your own home is considered a good idea. Property often provides security in old age. Those who don’t rent in old age only have to pay a fraction of what those who rent pay towards their homes. You also won’t need to worry about rent increases.

Owning your own home gives you personal freedom by becoming your own boss. There's no landlord or property manager to set the rules. This leads to an increased quality of life.

Turn your dream of owning your own home into reality.

If you already own a home and would like to refinance your...

Turn your dream of owning your own home into reality.

If you already own a home and would like to refinance your mortgage for profit, we’re also the perfect partner for you.

Book an appointment now so we can discuss your financial plans together and establish long-term, realistic and transparent financing options.

Value. Sell.

Are you looking to sell your property but are you not quite sure what it’s worth? In order to ensure you achieve...

Value. Sell.

Are you looking to sell your property but are you not quite sure what it’s worth? In order to ensure you achieve the highest possible price, we can prepare a non-binding property analysis for you. An independent market valuation provides a great selling point as it enables you, as the seller, to ensure the buyer that the price is fair. You won’t need to devote as much time to price negotiations.

Buy. Manage. Sell.

Investing in the stock market is risky. The property market is a better option for those who seek safer...

Buy. Manage. Sell.

Investing in the stock market is risky. The property market is a better option for those who seek safer investment assets, as “concrete gold” opens the door to lucrative yields.

Investment assets are long-term investments which are associated with financial statements, administration and time commitments. With a reliable partner at your side, the quest to find and manage a suitable property will be much easier. We would be happy to provide assistance.

An investment in the future

We would like to invite interested buyers to browse our portfolio. The comprehensive...

An investment in the future

We would like to invite interested buyers to browse our portfolio. The comprehensive and varied range of offers was recently enhanced by a number of particularly interesting properties.

An independent market valuation provides a great selling point as it enables you, as the seller, to ensure the buyer that the price is fair. You won’t need to devote as much time to price negotiations.

A successful start to your self-employment

Are you an ardent believer in your business ideas, have you...

A successful start to your self-employment

Are you an ardent believer in your business ideas, have you thoroughly analysed the market and competition situation and do think that you've got what it takes to turn your young company into an overnight success? Then you’re off to a great start: an optimistic attitude with a focus on the future is essential for every entrepreneur.

We can take care of the following tasks:

• Tax planning. • Tax optimisation. • Tax support for the sale or...

We can take care of the following tasks:

• Tax planning
• Tax optimisation
• Tax support for the sale or purchase of property
• Representation for communications with the tax authorities
• Consultations on inheritance and gift tax

Tax advice

A tax advisor can help you to save taxes and advise you in all matters of business. In the best-case scenario, you’ll...

Tax advice

A tax advisor can help you to save taxes and advise you in all matters of business. In the best-case scenario, you’ll only have to look for a tax advisor once, who can then consult you for your entire life – for business, private or both areas. Of course, this can only work if the chemistry is right between you and your tax advisor and if there is a firm basis of trust.

We can offer assistance in the following areas:

• Accounts receivable and payable. • Asset accounting...

We can offer assistance in the following areas:

• Accounts receivable and payable
• Asset accounting
• Interim and annual statements
• Reporting in line with your requirements
• Preparation of annual statements and reports in accordance with Swiss law
• Pension fund and securities accounting
• Preparation of budgets and cash-flow prognoses
• Financial controlling

Your numbers are in safe hands with us

Is business booming and do you just not have the time to take care of the...

Your numbers are in safe hands with us

Is business booming and do you just not have the time to take care of the mountain of paperwork? Then you're in the same situation as many other self-employed people.

It doesn’t matter whether you operate on a local or international level: we’ll be happy to take over your accounting in a reliable and proper manner.

Those who are required to pay taxes also have the right to save taxes

It doesn’t matter whether you operate...

Those who are required to pay taxes also have the right to save taxes

It doesn’t matter whether you operate on a local or international level: we’ll be happy to take over your accounting in a reliable and proper manner.

You can apply for a cash loan if you

• Are at least 18 years old. • Are a resident of Switzerland or Lichtenstein...

You can apply for a cash loan if you

• Are at least 18 years old
• Are a resident of Switzerland or Lichtenstein
• Have a regular salary from an ongoing and indefinite employment relationship.
• Can ensure the financial means for the loan
• Can prove creditworthiness

Monthly rates on your desired loan

Felix Consulting offer two interest rates: 9.9% and 7.9%. Which of the two interest rates will...

Monthly rates on your desired loan

Felix Consulting offer two interest rates: 9.9% and 7.9%. Which of the two interest rates will apply in your individual case depends on your personal information. You will be informed which rate is applicable prior to sending off the application.

We attach great importance to discretion

Just let us know the loan amount you require, and we’ll ensure that you...

We attach great importance to discretion

Just let us know the loan amount you require, and we’ll ensure that you get the financial flexibility you need. Benefit from fixed monthly rates to help you plan in advance.

Taking out a cash loan is often a very personal matter. Mutual trust is of the utmost important in this regard. Discretion is our top priority and we ensure each loan application is treated with confidentiality and respect.

Cash loans – for increased financial flexibility

Are you dreaming of new furniture? Or a chic new car? Or do you...

Cash loans – for increased financial flexibility

Are you dreaming of new furniture? Or a chic new car? Or do you have other goals you would like to fulfil? Turn your aspirations into reality with a cash loan.

We would be happy to provide assistance

You’re most likely of the opinion that state coverage is pretty...

We would be happy to provide assistance

You’re most likely of the opinion that state coverage is pretty good. Is it really necessary to also sign up for a private pension scheme?
You're right: in principle, in Switzerland, the state fulfils all of your social obligations.
However, please keep in mind that state and occupational pension plans “only” provide 60 to 70% of your previous income. In certain cases this percentage may also be lower.

Swiss pension schemes are based on 3 pillars:

1.State pension schemes in the form of old-age and survivors...

Swiss pension schemes are based on 3 pillars:

1.State pension schemes in the form of old-age and survivors’ insurance (OASI), disability insurance and supplementary benefits ensure you remain above the poverty line, guaranteeing your required living costs are provided.
2.Occupational pension schemes based on the Federal Law on Occupational Pension Plans and the Federal Law on Accident Insurance. The objective of these schemes is to ensure your current standard of living into old age.

Face the future without any worries

Will I be able to maintain my standard of living when I’m old? Will I...

Face the future without any worries

Will I be able to maintain my standard of living when I’m old? Will I have enough money from my state and occupational pensions? Am I at risk of old-age poverty?

These are all important questions...and we can provide you with the answers.

Collective daily sickness benefits insurance

Employees are still paid when ill or on maternity leave despite not...

Collective daily sickness benefits insurance

Employees are still paid when ill or on maternity leave despite not working. Collective daily sickness benefits insurance releases you, as the employer, from your obligation to continue paying the employee’s salary.

Do you have any questions regarding business insurance plans or are you contemplating which insurance plans are important and best for your company?

Accident insurance

In Switzerland, employers are required to take out accident insurance. This insurance provides...

Accident insurance

In Switzerland, employers are required to take out accident insurance. This insurance provides coverage in the case of an accident at work or occupational diseases and also covers the costs of the economic consequences.

Business legal protection

Successful entrepreneurs fight for their rights – also before a judge with legal...

Business legal protection

Successful entrepreneurs fight for their rights – also before a judge with legal representation, if required. However, the costs can quickly add up. In order to help, you can conclude legal expenses insurance to have access to targeted support from lawyers and other specialists. Attorneys’ fees, legal and investigation expenses, costs for experts, litigation compensation, bail money and mediation costs are all covered by legal expenses insurance plans.

Certain business insurance plans can or must also be concluded by employers for employees:

Business interruption insurance

Fires, flooding, break-ins or natural catastrophes: there are a number of...

Business interruption insurance

Fires, flooding, break-ins or natural catastrophes: there are a number of reasons that lead to interruptions in business. Business interruption insurance can help limit the risks by covering running costs and lost profit for a certain period of time.

Property insurance

If your property, goods or facilities are damaged or destroyed by a fire or break-in, property insurance will step in.

Property insurance

If your property, goods or facilities are damaged or destroyed by a fire or break-in, property insurance will step in.

Product liability

Product liability insurance covers damages caused by faulty products. It is recommended for...

Product liability

Product liability insurance covers damages caused by faulty products. It is recommended for manufacturing companies and suppliers.
In addition to the various liability insurance plans, there are also a wide range of business insurance plans available. We would like to take this opportunity to describe a few options, but please feel free to contact us directly in the case of individual queries.

Financial loss liability

This special insurance is aimed at occupational groups who manage third-party assets and...

Financial loss liability

This special insurance is aimed at occupational groups who manage third-party assets and undertake consultation activities in this field.

Professional and business liability

Professional liability insurance provides protection against claims for damages and...

Professional and business liability

Professional liability insurance provides protection against claims for damages and subsequent financial loss. It covers claims for damages that occur as a result of services rendered.
Business liability insurance provides coverage for loss incurred by claims for damages asserted by clients, employees, visitors or suppliers.

Liability insurance

Liability insurance plans can also provide coverage for financial losses against third parties in your...

Liability insurance

Liability insurance plans can also provide coverage for financial losses against third parties in your professional life. Liability risks that occur as a result of business activities are covered. The service provided by liability insurance also checks all claims asserted against you and defends any unjustified claims.

For less entrepreneurial risk

As an entrepreneur, you bear certain entrepreneurial and industry-specific risks...

For less entrepreneurial risk

As an entrepreneur, you bear certain entrepreneurial and industry-specific risks.
There are a large range of company insurance plans available. When selecting a plan, you need to determine which risks you would like to have covered and which don’t require coverage. It’s important that you take the time to carefully consider how likely certain risks are to occur within your company and how high the damage could be. Costly risks or those that could pose a threat to the survival of your company must be insured in any case.

Travel insurance

Holidays are meant to be the best time of the year. Did you save up a large sum of money for your dream holiday...

Travel insurance

Holidays are meant to be the best time of the year. Did you save up a large sum of money for your dream holiday, but get ill just before jetting off? Or did this happen to one of your travelling companions? Were you unable to travel and therefore also had to pay 100% cancellation fees? It's a frustrating situation.
Travel cancellation insurance will cover any costs that arise due to cancellations or trip interruptions caused by illness, for example.

Legal expenses insurance

Were you involved in a traffic accident followed by a dispute about who was to blame? Have...

Legal expenses insurance

Were you involved in a traffic accident followed by a dispute about who was to blame? Have you received a warning regarding your child's online activities? Do you have issues with your landlord? It’s often hard to assert your rights without the help of a lawyer. Without legal protection insurance, you’ll most likely need to weigh up whether the price of a lawyer is worth it. Legal expenses insurance provides you with legal assistance in all situations free of charge.

Personal liability insurance

In contrast to vehicle insurance, private liability insurance is not mandatory. It is...

Personal liability insurance

In contrast to vehicle insurance, private liability insurance is not mandatory. It is, however, advisable, as damage to other's property caused by yourself or another family member can occur quickly. And it can also be expensive.
Those with personal liability insurance are not required to pay for unintentional damage to the property of others.

Home insurance

If you don’t have anything, you don’t have anything to lose or insure. That's certainly true. But don’t make...

Home insurance

If you don’t have anything, you don’t have anything to lose or insure. That's certainly true. But don’t make the mistake of undervaluing your property. It might not be worth insuring the furnishings from your student room, but after your university days, everything needs to be insured.
Home insurance covers damages to personal property in your household, such as furniture, technical appliances, clothes and sports equipment.

Whole life insurance

None of us want to think about it, but it can (unfortunately) happen to any of us: a fatal...

Whole life insurance

None of us want to think about it, but it can (unfortunately) happen to any of us: a fatal accident or serious illness. What would happen to my child who is still in school after an ill stroke of fate? To the mortgage that hasn’t been paid off in full? To my partner, who has to care for the children?
Safeguard against the risk of being left with nothing. We can provide advice on the available options

Vehicle insurance

Do you want to use your car or motorbike on a daily basis without worrying about the financial implications of...

Vehicle insurance

Do you want to use your car or motorbike on a daily basis without worrying about the financial implications of damage or accidents? Then we recommend taking out vehicle insurance. Vehicle liability insurance provides coverage in the case of claims for damages from third parties and is mandatory in Switzerland.
You also have the option to take out comprehensive insurance to cover any damages to your own car.

Life insurance

Life insurance can be taken out to provide supplementary private insurance to the coverage provided by...

Life insurance

Life insurance can be taken out to provide supplementary private insurance to the coverage provided by OASI and pension schemes. By taking out life insurance, you are taking responsibility for yourself, your partner, your family or your business partner. You’ll be saving for old age, profiting from insurance coverage and gaining an additional tax benefit. Your beneficiaries will enjoy full insurance coverage from the outset in the case of death. Good yields can also be achieved as a result of preferential interest rates.

Health insurance

All residents of Switzerland are able to obtain basic health insurance to provide basic coverage for...

Health insurance

All residents of Switzerland are able to obtain basic health insurance to provide basic coverage for illness, accidents and pregnancy. A number of additional insurance plans with varying services are also available to supplement the coverage provided by basic healthcare. This is where we step in. We can provide you with an overview of the additional insurance plans that offer the services you require. Enabling you to get as much from your additional insurance as possible.

INSURANCE PLANS FOR PRIVATE CLIENTS

Who is going to pay for my child’s braces or my glasses? How can...

INSURANCE PLANS FOR PRIVATE CLIENTS

Comprehensive cover from one source

Who is going to pay for my child’s braces or my glasses? How can I insure my house against damage caused by natural phenomena? What happens if I unintentionally damage the property of others?

Highly motivated to solve your problems

Our young and dynamic team of skilled experts and business...

Highly motivated to solve your problems

Our young and dynamic team of skilled experts and business economists are easy to reach in the heart of Switzerland – in the beautiful Opfikon (Glattpark) near Zurich.

Meet the team:
We have been providing insurance advice to over 1000 clients for over 20 years.

A synonym for trust

Her expertise, leadership personality and sensitivity have all helped Teuta Kerhani...

A synonym for trust

Her expertise, leadership personality and sensitivity have all helped Teuta Kerhani make a name for herself in German-speaking Switzerland. FENIX Consulting currently provides assistance to over 1000 clients, with an ever-growing client base. Kerhani views the services offered by FENIX Consulting as a synonym for trust in insurance, financial and fiduciary activities. Clients report feeling confident and secure at every point during their collaboration.

Meet the managing director:

The founder, managing director and owner of FENIX Consulting is Teuta Kerhani, an...

Meet the managing director:

The founder, managing director and owner of FENIX Consulting is Teuta Kerhani, an insurance specialist and economics graduate with an advanced degree in business administration from BVS Zurich.

«Swissness» concept for 20 years
Following her degree in economics with a focus on finance, she became self-employed in the insurance industry in 2000 and established her own agency, FENIX Consulting...

Profit from our high commitment to quality

Insurances, financing, property, accounting and administrative...

Profit from our high commitment to quality

Insurances, financing, property, accounting and administrative challenges are our areas of expertise. We can provide expert and reliable support in all of these matters.
We have been providing insurance advice to over 1000 clients for over 20 years. We don’t just provide help and advice; you can also benefit from our extensive experience.

What we can do for you

Our services revolve around your needs and leave nothing to be desired in matters of...

What we can do for you

Our services revolve around your needs and leave nothing to be desired in matters of insurance, mortgages, loans, accounting and property. Fair proposals with attractive terms are a matter of course for us.
Although we may work for you in a project-orientated manner, we strive to achieve a long-term collaboration in order to accomplish greater mutual economic benefits. We aim to regularly extend and further develop the number of services we offer in order to ensure future growth, success and survival.

The special relationship with our clients

We aim to achieve a stable relationship of trust with all of our...

The special relationship with our clients

We aim to achieve a stable relationship of trust with all of our clients. We consequently place a lot of value on a fair and respectful relationship, both internally and externally. We communicate with our clients on equal terms and communicate in an open and transparent manner. Sincere, mutual respect tops off our unique relationships with our clients.
Our network of competent, reputable partners is also available to provide our client with support.

Your matters are in safe hands

Traditional values and a modern way of working go hand in hand at FENIX Consulting

Your matters are in safe hands

Traditional values and a modern way of working go hand in hand at FENIX Consulting. Your individual needs and personal wishes are our top priority and form the basis of our collaboration. View us as part of your team, as the fiduciary for tailor-made solutions in all matters of insurance, property and finance.

What we can do for you

Insurances, financing, property, accounting and administrative challenges are our...

What we can do for you

Let us handle it

Your insurance plan should be just as individual as you are. We can create a customised insurance...

Let us handle it

Your insurance plan should be just as individual as you are. We can create a customised insurance plan to suit your needs.

Safe in our hands
Calculate your own risks with an innovative insurance plan. Reduce your professional risk premiums and create opportunities for your business that will be easier than ever to achieve. Our motto: Concentrate on your core business, we’ll handle the associated operational risks.

Many benefits

Our area of expertise lies in providing assistance for banks, fund and asset managers, external...

Many benefits

Our area of expertise lies in providing assistance for banks, fund and asset managers, external property managers, family offices, pension funds, trusts and other asset-management institutes. Benefit from a range of advantages provided by our expertise in these key areas:
• Extensive knowledge of legal and regulatory developments and the economic challenges facing the industry.
• Experience in risk management.
• Your own broker service with high transparency.

We provide tailor-made insurance plans

Your insurance plan should be just as individual as you are

We provide tailor-made insurance plans

Your insurance plan should be just as individual as you are. We can create a customised insurance plan to suit your needs.
This tailor-made insurance will be your constant companion for a worry-free and secure life in line with your personal expectations.
We are the perfect contact partner for all insurance