Swiss pension schemes are based on 3 pillars:

Swiss pension schemes are based on 3 pillars:

  1. State pension schemes in the form of old-age and survivors’ insurance (OASI), disability insurance and supplementary benefits ensure you remain above the poverty line, guaranteeing your required living costs are provided.
  2. Occupational pension schemes based on the Federal Law on Occupational Pension Plans and the Federal Law on Accident Insurance. The objective of these schemes is to ensure your current standard of living into old age.
  3. Private pension schemes