We would be happy to provide assistance

You’re right: in principle, in Switzerland, the state fulfils all of your social obligations.

However, please keep in mind that state and occupational pension plans “only” provide 60 to 70% of your previous income. In certain cases this percentage may also be lower.

Therefore, you should – or rather, must – ask yourself: does two thirds of your previous salary suffice to maintain your standard of living? Every now and again you may also fancy treating yourself in your old age…

Private pension schemes are important to fill any gaps not covered by your other pension schemes. They also enable you to live out your hopes and dreams after retiring. Don’t pass up this golden opportunity. There are also tax benefits!

We would be happy to advise you on what your personal pension scheme could look like.